ARTHA · BUSINESS MODEL & PRICING

Eight revenue lines. Zero hidden fees.

Every rate below is benchmarked against what Indian platforms actually charge today- Urban Company for home services, BharatMatrimony and Shaadi for matrimony, mainstream OTAs for pilgrimage, and Indian vertical SaaS for temples. Families see the final price before they confirm; partners see the exact deduction before they accept.

Family membership

Optional. Every service works without a membership- the tiers only lower the per-order price.

Pay as you go

Atithi

Free· forever
  • Full catalogue access across all pillars
  • Standard slot availability
  • Guru AI- 10 questions / month
  • Standard support (24h response)
Start with a booking →
Most families choose this

Parivar

₹999· per year
  • 5% off every Sansaar & Sanskar booking
  • Free delivery on Sampada orders above ₹499
  • Priority slots + free rescheduling
  • Guru AI unlimited · daily Panchang alerts
  • Emergency surge capped at +15%
Start with a booking →
Multi-generational households

Kul Sanrakshak

₹4,999· per year
  • Everything in Parivar, for up to 6 family members
  • 10% off bookings · dedicated relationship manager
  • Annual Vastu + Kundli review with a senior acharya
  • Antim Sanskar priority desk, 24×7
  • 2 free Yatra seat upgrades / year
Start with a booking →

How each pillar earns

Blended contribution margin across the eight lines is 21%, with commerce and SaaS carrying the mix as services scale.

01

Sansaar

Marketplace commission
18-22% of order value

Urban Company charges partners ~20-30%; we cap at 22% and taper to 18% for Gold+ partners.

AOV ₹1,150 · contribution ₹210
02

Sanskar

Ritual commission + samagri attach
15% commission + 30% margin on samagri kits

Pandit platforms operate at 12-20%; samagri kits carry standard FMCG-devotional margins of 25-40%.

AOV ₹3,400 · contribution ₹740
03

Mandir

Temple SaaS + donation processing
₹4,999-₹24,999 / month per temple · 2% on donations

Indian vertical SaaS for mid-size institutions sits at ₹5k-25k/month; payment + platform on donations at 2% is below typical 2.5-3% gateway-plus-platform stacks.

ARPA ₹11,000 / month
04

Sampada

First-party retail margin
28-38% gross margin

Devotional and Ayurveda D2C in India runs 30-45% gross; we hold lower to defend authenticity pricing.

AOV ₹890 · contribution ₹250
05

Yatra

Package margin + seat commission
10-14% on packages, 8% on transport/stay

Indian pilgrimage operators run 10-15%; OTA seat commissions sit at 5-10%.

AOV ₹18,500 · contribution ₹2,200
06

Matrimony

Subscription tiers
₹1,999 / ₹4,999 / ₹9,999 per 3-6 months

Shaadi.com, Jeevansathi and BharatMatrimony price core plans between ₹1,800 and ₹12,000 per term.

ARPU ₹4,100 per paying member
07

Guru AI

Freemium consumer subscription
Free tier · ₹199 / month · bundled free in Parivar

Indian consumer AI and astrology subscriptions cluster at ₹99-₹399/month.

ARPU ₹199 · 62% gross margin after inference
08

Partner Network

Onboarding, training & tooling
₹499 verification (refunded after 10 jobs) · ₹299 / month Pro tools

Gig-platform onboarding kits in India are ₹500-₹3,000; we refund ours to keep supply acquisition frictionless.

Payback on a partner in 11 days
PARTNER ECONOMICS

The partner keeps the larger half. Always.

Partner keeps
78-85% of every job

Paid out T+2 to bank or UPI

Insurance
₹2 lakh accident cover

Included, no deduction

Penalty policy
No arbitrary fines

Only verified customer-fault-free breaches

Training
Free 10-module academy

Certification raises tier and payout share

Join as a partner →

The commission falls as trust rises

Most platforms raise their take rate over time. Ours goes down. Every tier a partner earns through verification, training and clean delivery permanently lowers what we charge them- which is why our best supply has no reason to leave.

TierTrust scoreOur takePartner keepsUnlocks
Bronze0-4422%78%Standard queue
Silver45-5921%79%Repeat-customer routing
Gold60-6920%80%Priority dispatch · Pro tools free
Platinum70-7918%82%Premium jobs · same-day payout
Diamond80-8917%83%Named profile page · ₹5L cover
Elite90-10015%85%Concierge desk · equity pool eligible

Unit economics

The model is judged on one question- does a family pay back its acquisition cost before it needs to be re-acquired? At 6.8 orders a year on a ritual calendar, it does, twice over.

Blended AOV
₹1,940

Weighted across all eight lines

Contribution margin
21.4%

After payment, support and last-mile cost

Blended CAC
₹410

Temple + community-led, not paid-performance-led

Orders / family / year
6.8

Rituals are calendar-driven, not impulse-driven

24-month LTV
₹2,820

Contribution basis, excludes membership

LTV : CAC
6.9×

Payback on a family in 2 orders (~74 days)

Partner payback
11 days

₹499 verification refunded after 10 jobs

Membership attach
18% target

Parivar converts a transaction into a relationship

Where we differ from the market

Compared against the prevailing practice of single-category Indian service and matrimony platforms today.

DHURANDHARTypical platform
Take rate on partner18-22%, falls to 15% with trust tier20-30%, flat or rising
Partner penaltiesOnly verified breaches, published rulebookOpaque, algorithmic
Price shown to familyFinal, GST-inclusive, before confirmSurge and add-ons at checkout
Category depth8 lines under one identity + walletSingle-category apps
Acquisition channelTemples, panchang, community- owned demandPaid performance marketing
Verification10-level KYC, public partner profileBasic ID check

Run the numbers yourself

Every rate on this page is live in these three calculators- partner take-home, family savings, and temple SaaS payback. Move the sliders.

FOR PARTNERS

Your monthly take-home

Trust tier
Net earnings / month₹59,760

₹72,000 billed · 17% platform fee · ₹996 per job. Payouts every 48 hours.

FOR FAMILIES

What Parivar saves you

Net saving / year₹9,021

₹3,600 rituals + ₹4,320 home visits + ₹2,100 samagri, minus the ₹999 membership.

FOR TEMPLES

Temple SaaS payback

Plan
Incremental / month₹1,52,280

15.2× return on the ₹9,999 plan · ₹1,42,281 net gain to the trust.

Illustrative models based on the published rate card and observed Indian market benchmarks. Actual outcomes vary by city, category and season.

Why this model defends itself

Pricing alone is not a moat- it is copyable in a quarter. These four are not.

01

Calendar as demand engine

The Hindu ritual calendar creates 200+ predictable demand spikes a year. Panchang notifications convert intent we did not have to buy- this is why blended CAC sits at ₹410 against ₹900-1,500 for single-category players.

02

Temple distribution

Temple SaaS is priced to be adopted, not to be milked. Each temple brings its congregation as warm demand for Sanskar, Sampada and Yatra. Supply-side SaaS funding consumer CAC is the structural advantage.

03

Trust compounds into margin

Verification, training and the trust score are one system. Higher tiers cost us less to service and get a lower take rate- the partner earns more, we earn more per rupee of support spend.

04

One identity, eight lines

Family profile, kundli, wallet and address book are shared. Cross-pillar attach lifts LTV without new acquisition spend- a Sanskar booking is the cheapest Sampada and Yatra lead we will ever get.

All prices are inclusive of applicable GST unless stated otherwise. Commission rates are indicative bands- the exact deduction is shown on every job card before a partner accepts. Membership fees are refundable within 7 days if unused. See Refunds & Cancellations and Terms of Service.

SANATANA VERIFIEDTRUSTED BY 2M+ FAMILIESSECURE VEDIC COMMERCEAUTHENTIC PANDIT NETWORKTHE DIGITAL OPERATING SYSTEM FOR HINDU LIFESANATANA VERIFIEDTRUSTED BY 2M+ FAMILIESSECURE VEDIC COMMERCEAUTHENTIC PANDIT NETWORKTHE DIGITAL OPERATING SYSTEM FOR HINDU LIFE